Simplify Your Homebuying Journey with In-House Mortgage Expertise
"Your Homeownership Journey Starts Here"
As a licensed mortgage and real estate broker in Texas, I streamline the process to help you find the right loan and the perfect home—all under one roof.
“We're not a bank – we're better”
NMLS #1029135
Loan Options Overview
Whether you're a first-time buyer or looking to refinance, I offer a range of loan options to fit your unique needs.
A popular choice for buyers with strong credit and steady income. These loans typically offer competitive interest rates and flexible terms, and they’re ideal for primary residences, vacation homes, or investment properties.
Backed by the Federal Housing Administration, FHA loans are great for first-time buyers or those with lower credit scores. They allow for lower down payments and more flexible qualification requirements.
Available to eligible veterans, active-duty service members, and certain military spouses. VA loans offer zero down payment, no private mortgage insurance (PMI), and competitive rates.
Used for high-value properties that exceed conventional loan limits. Jumbo loans are ideal for luxury homebuyers who need to finance amounts above the standard limits set by Fannie Mae & Freddie Mac.
Designed for buyers in eligible rural & suburban areas. USDA loans offer zero down payment & low interest rates for low-to-moderate income families looking to buy a home outside major urban areas.
USDA Loans
Whether you're looking to lower your monthly payment, shorten your loan term, or tap into your home’s equity, refinancing can help you save money and reach your financial goals.
Refinance Loans
Tailored for buyers looking to purchase rental or income-producing properties. These loans often require a larger down payment and strong credit, but they help you grow your real estate portfolio.
Investment Property Loans
How much home can you afford?
The Pre-Approval Process:
What to Expect
Navigating the mortgage process can feel overwhelming—but with expert guidance and a streamlined system, you’ll know exactly what to expect every step
of the way.
📅 We'll start with a 15–30 minute call or meeting to discuss your goals, ideal home type, budget, income, and credit standing.
This helps determine what you may qualify for and allows us to plan your homebuying strategy accordingly. No pressure—just answers.
📂 You’ll upload essential documents like W-2s, pay stubs, tax returns, bank statements, and a valid ID through a secure online portal.
This gives us everything we need to assess your financial profile and begin the pre-approval process efficiently.
🏦 Unlike a bank, I work with a variety of lenders to find the loan product that best suits your needs.
Whether you're looking for low down payment options, the best interest rate, or flexibility for self-employed income, I’ll present the most competitive solutions available.
📄 You’ll receive a formal pre-approval letter showing sellers and agents that you're a serious, qualified buyer.
This letter strengthens your offer and can give you a competitive edge in a multiple-offer situation.
🔍 As a licensed Real Estate Agent, I can help you find homes that fit your loan amount and lifestyle—or work alongside your chosen agent.
You’ll search with confidence, knowing exactly what you can afford and what monthly payment to expect.
🔐 Once you’re under contract, we’ll lock in your rate and begin final underwriting. I’ll stay in close contact with you and the lender to ensure all paperwork, verifications, and approvals are handled promptly—no surprises, no delays.
🎉 On closing day, you’ll sign final documents, fund the loan, and receive your keys.
I’ll be there to walk you through it all—and celebrate with you when the deal is done!
